PENGARUH GAYA HIDUP, KECERDASAN EMOSIONAL DAN LITERASI KEUANGAN TERHADAP RASIONALITAS KONSUMSI MAHASISWA EKONOMI ANGKATAN 2020

BESRI, HASAN (2023) PENGARUH GAYA HIDUP, KECERDASAN EMOSIONAL DAN LITERASI KEUANGAN TERHADAP RASIONALITAS KONSUMSI MAHASISWA EKONOMI ANGKATAN 2020. Other thesis, STKIP PGRI BANGKALAN.

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Abstract

Perkembangan yang semakinpesatmendorongmanusia modern untukhiduplebihcerdas. Kecerdasanmanusia di era modern digunakanuntukpenggunaanteknologisecarabijak. Kecerdasanfinansialadalahkemampuaseseoranguntukmengelolakeuanganberdasarkanskalaprioritas. Terdapatbeberapa orang yang merencanakandalammenggunakanuangdanada pula yang tidakmelakukanhaltersebut. Penelitianinimenggunakanpendekatankuantitatif, yaitudimana proses awal .penemuanteoriselanjutnyaakan di analisislebihdalamdanpembuatanhipotesis yang disertaiolehpengukurandankonsepoperasional. Denganbantuanaplikasi SPSS 25 yang akanmempermudahpenelitidalammemperolehhasildaripenelitianini.Berdasarkan data diatasdapatdisimpulkanbahwagayahidup, kecerdasanemosional, literasikeuanganmemilikipengaruhsecaraparsialterhadaprasionalitaskonsumsimahasiswa. Berdasarkanhasilnilaisignifikansi X1 0,567 0,05 dannilai t hitung yang diperoleh 0,577 1,66 (t tabel). Sehinggadiputuskanbahwavariabel X1 yaitugayahidupmemberipengaruhsignifikanterhadaprasionalitaskonsumsimahasiswaekonomiangkatan 2020 yang berarti H1 diterima. Hal inisejalandenganpenelitian yang dilakukanolehFransiskaArifatullaily (2020) denganjudulpenelitian "PengaruhliterasikeuangandangayahidupterhadapPengelolaankeuanganpribadimahasiswajurusan pips Universitasislamnegerimaulanamalikibrahim Malang" Hasilpenelitianmenunjukkanbahwa Gaya hidupberpengaruhTerhadapRasionalitasKonsumsiMahasiswaEkonomiAngkatan 2020. Kata kunci : Gaya Hidup, Emosional, keuangan, konsumsi Abstract: Rapid developments encourage modern humans to live smarter lives. Human intelligence in the modern era is used for wise use of technology. Financial intelligence is a person's ability to manage finances based on priorities. There are some people who plan to use money and some who don't do it. This research uses a quantitative approach, namely where the initial process of finding the theory will then be analyzed more deeply and the creation of hypotheses accompanied by operational measurements and concepts. With the help of the SPSS 25 application which will make it easier for researchers to obtain the results of this study. Based on the data above it can be concluded that lifestyle, emotional intelligence, financial literacy have a partial influence on the rationality of student consumption. Based on the results of the significance value of X1 0.567 0.05 and the calculated t value obtained 0.577 1.66 (t table). So it was decided that the X1 variable, namely lifestyle, has a significant influence on the consumption rationality of 2020 economics students, which means that H1 is accepted. This is in line with research conducted by FransiskaArifatullaily (2020) with the research title "The Influence of Financial Literacy and Lifestyle on the Personal Financial Management of Students Majoring in Pips at the State Islamic University of Maulana Malik Ibrahim Malang." The results showed that lifestyle influences the rationality of consumption of economics students. Class of 2020. Keywords: Lifestyle, Emotional, finance, consumption

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